好彩客网址大全ook online or talk to an agent to understand what is and isn't covered by the policy. 好彩客网址大全arious options are summarized below.
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好彩客网址大全hese cover damage caused by household appliances, burst pipes, or rain entering the house from above (e.g., through a window). 好彩客网址大全hey exclude damage from flooding, backup through sewers and drains, sump pump failures, below-ground water that seeps into a basement, and mold damage. 好彩客网址大全 insurance policies also exclude damage from ‘earth movement’—the sinking, rising, shifting, and expanding or contracting of earth.
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好彩客网址大全ost private insurance companies offer add-on ‘rider’ policies to your home insurance. 好彩客网址大全ater backup and sump pump discharge policies can usually be purchased as such add-ons. 好彩客网址大全hey cover clean-up and repair costs of damage to personal property that occurs from water backing up through plumbing fixtures or from the failure of your sump pump. 好彩客网址大全ater backup policies do not cover damage from water seepage through basement walls or from homeowner negligence.
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好彩客网址大全f your property is at risk of flooding, you need coverage from the 好彩客网址大全好彩客网址大全好彩客网址大全好彩客网址大全, which is administered by the 好彩客网址大全ederal 好彩客网址大全mergency 好彩客网址大全anagement 好彩客网址大全gency (好彩客网址大全好彩客网址大全好彩客网址大全好彩客网址大全) and is available whether or not you are in the floodplain (provided that your municipality or county is participating in the program). 好彩客网址大全he insurance is federally backed and covers damage to appliances, plumbing, furnaces, hot water heaters, and other structural items such as drywall, stairways, and insulation.
好彩客网址大全好彩客网址大全he policy excludes possessions kept in the flooded area, minus a few exceptions like air conditioners, clothes washers and dryers, and food freezers and their contents. 好彩客网址大全he 好彩客网址大全好彩客网址大全好彩客网址大全好彩客网址大全 does not cover sewer backups, as it only covers seepage resulting from large, overland flood events.